Buying a House
own your own home
Everyone deserves the opportunity to pursue homeownership and benefit from the stability and generational wealth that it can provide. Our free, HUD-certified housing counseling program can help you begin your journey and answer questions you might have, like:
“What home price can I afford?”
“What if I have credit problems — or no credit?”
“What are closing costs?”
“How do I know if I qualify for a mortgage?”
“How do I find the best interest rates?”
“Are there programs available to help me get the money needed to purchase a home?”
If you’ve got questions, MVI’s Housing Counseling Program has answers! Approved by the US Department of Housing and Urban Development (HUD) and Pennsylvania Housing Finance Agency (PHFA), we offer pre-purchase counseling, pre-closing counseling required by PHFA and other lenders, and post-purchase counseling. We’ll work with you to create a personalized action plan to help you pursue your dream of owning a home.
MVI’s Housing Counseling team also has a series of Homebuyer’s Club presentations which can be viewed on our YouTube Channel. Future Homebuyer’s Clubs and other homeownership presentations can be found on our events page.
In addition to housing counseling, Mon Valley Initiative develops single-family homes for purchase. Click here to view homes currently for sale.